Funding options
Every way to fund a business, compared by cost
0 options, from a same-week merchant cash advance to a 10-year SBA loan. Typical amounts, costs and speed for each, so you know what's realistic before you apply.
Side by side
Typical terms at a glance
Market-typical ranges drawn from what funders publish. Your offers depend on your revenue, time in business and credit.
| Option | Amount | Cost | Speed | Term |
|---|
Start from the problem
Pick by what the money is for
Payroll is Friday and receivables aren't in
A draw on a line of credit or a short advance, sized to the gap, not the whole month.
A machine died or you need a new one
Equipment financing uses the machine as security, usually at a lower cost than an advance.
Customers pay in 30 to 90 days
Factoring turns unpaid invoices into cash now, priced by how long they take to pay.
A big order you can't afford to fill
Purchase order financing pays your supplier so you can deliver and get paid.
Too many daily debits already
Consolidation can lower the payment, but check the total before you refinance.
You can wait weeks for a lower rate
SBA loans cost far less than fast money. We'll tell you if you're a realistic candidate.
All options
Browse by type
One application, many funders
Know the cost. Then decide
Tell us what you need in about 3 minutes. We compare funders that fit and show every offer with its total payback, dollar cost, payment and estimated APR.
- About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
- 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
- You approve every funder before your file goes out. No cost to apply, and no obligation to accept.