Lender profile

Belltower Funding

Direct funder NJ Checked Sep 10, 2026
Belltower Funding is a New Jersey direct merchant cash advance funder that underwrites deals on business cash flow and works with both ISOs and merchants. It says it funds cash-flow-based deals in 24 to 48 hours.
Heads up. It publishes a starting factor rate of 1.27 for strong performers, which most funders we track do not.

The open book

What Belltower Funding publishes, and what it doesn't

2 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
Not published
Minimum credit score
Not published
Minimum time in business
Not published
Minimum monthly revenue
Not published
Speed, in its words
24-48 hours

The ledger

  • Funding speed
  • Price (rate or factor)
  • Funding amounts Not published
  • Minimum credit score Not published
  • Minimum time in business Not published
  • Minimum revenue Not published
  • Fees Not published
  • Term length Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Belltower Funding's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.

Merchant cash advance

How merchant cash advance works
Price published
Amounts
Not published
Price
Factor from 1.27
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
24-48 hours
Sources (1)
  • Strong performers regularly receive factor rates starting at 1.27
    belltowerfunding.com · checked 2026-09-10

Pages we read

  1. https://belltowerfunding.com/
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Belltower Funding here doesn't mean it works with Openbook.

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