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Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Lender profile

Forward Financing

Direct funder Boston, MA Founded 2012 Checked Sep 10, 2026
Forward Financing is a Boston-based direct funder offering revenue-based financing and small business loans. It funds $5,000 to $500,000, with minimums of a 500 credit score, 12 months in business and $10,000 in monthly revenue. It says approvals before 3:00 PM ET can be wired the same day, with later approvals sent by ACH the next business day.
Visit forwardfinancing.com Compare with similar funders
Heads up. Its business loan is available only in Alabama, Hawaii, Idaho, Indiana, Iowa, Louisiana, Mississippi, Missouri, New Hampshire, South Carolina, Texas, Utah, Wisconsin and Wyoming. Its qualification guidelines list 19 restricted industries, including adult entertainment, auto sales, cannabis, cryptocurrency, firearms, gaming, nonprofit and religious organizations, pawn shops and real estate investment.

The open book

What Forward Financing publishes, and what it doesn't

7 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$500K
Minimum credit score
500+
Minimum time in business
1 year
Minimum monthly revenue
$10,000
Speed, in its words
Same day

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Term length
  • Excluded industries
  • Price (rate or factor) Not published
  • Fees Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Forward Financing's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.

Revenue-based financing

How revenue-based financing works
Price not published
Amounts
$5K–$500K
Price
Not published
Term
3–18 months
Repayment
Variable
Minimums
Credit 500+ · Time in business 1 year · Revenue $10K/mo
Speed
as quick as same-day
Fees
Wire Fee (Optional) - Funds are transferred by ACH for free. However, if a customer selects a wire transfer, there is a fee that will be deducted from the Purchase Price. No amount or percentage is published. No origination/admin/underwriting fee is published.
Industries excluded
Adult Entertainment, Auction, Auto sales, Bail Bonds, Cannabis-related, Check Cashing & Money Wiring, Commodity-based (precious metals), Cryptocurrencies (Bitcoin and other digital currency related businesses), Debt Collection & Bankruptcy Lawyer, Drug Paraphernalia, Firearms, Guns, & Ammunition Manufacturer & Sales, Lending / Financing Firm (equipment finance), Lottery & Gaming, Multi-level Marketing, Non-Profit & Religious, Oil & Gas Exploration, Pawn Shops, Publicly Traded Companies, Real Estate Investment
Sources (1)
Price not published
Amounts
$5K–$500K
Price
Not published
Term
3–18 months
Repayment
Variable
Minimums
Credit 500+ · Time in business 1 year · Revenue $10K/mo
Speed
as quick as same-day
Industries excluded
Adult Entertainment, Auction, Auto sales, Bail Bonds, Cannabis-related, Check Cashing & Money Wiring, Commodity-based (precious metals), Cryptocurrencies (Bitcoin and other digital currency related businesses), Debt Collection & Bankruptcy Lawyer, Drug Paraphernalia, Firearms, Guns, & Ammunition Manufacturer & Sales, Lending / Financing Firm (equipment finance), Lottery & Gaming, Multi-level Marketing, Non-Profit & Religious, Oil & Gas Exploration, Pawn Shops, Publicly Traded Companies, Real Estate Investment
Sources (1)
  • "Currently, our loan product is only available in the following states: Alabama, Hawaii, Idaho, Indiana, Iowa, Louisiana, Mississippi, Missouri, New Hampshire, South Carolina, Texas, Utah, Wisconsin, and Wyoming."
    forwardfinancing.com/our-products · checked 2026-09-10

Third-party ratings

Ratings as we found them

A signal, not proof. Ratings change and some platforms let companies invite reviews. Check the current page before you rely on it.
Trustpilot
4053 reviews · retrieved Sep 10, 2026
4.60 / 5
BBB customer reviews
15 reviews · retrieved Sep 10, 2026
2.33 / 5

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Head-to-heads

Credibly vs Forward FinancingFora Financial vs Forward FinancingForward Financing vs National Funding

Pages we read

  1. https://www.forwardfinancing.com
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Forward Financing here doesn't mean it works with Openbook.

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