Lender profile

Bridgecap Financial

Direct funder North York, Ontario, Canada Checked Sep 10, 2026
Bridgecap Financial is a business finance company with offices in North York, Ontario and Miami, Florida, offering merchant cash advances, unsecured business financing, asset-based financing, bridge financing and term loans. For its cash advances, it says approval rests mainly on sales volume rather than credit score. It says eligible businesses can receive funds within 24 hours.
Heads up. Its homepage says eligible businesses can receive funds within 24 hours, while its merchant cash advance page says 24 to 48 hours.

The open book

What Bridgecap Financial publishes, and what it doesn't

4 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$250K
Minimum credit score
Not published
Minimum time in business
6 months
Minimum monthly revenue
$10,000
Speed, in its words
Within 24 hours

The ledger

  • Funding amounts
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Minimum credit score Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Term length Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Bridgecap Financial's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
$5K–$250K
Price
Not published
Term
Not published
Repayment
Daily
Minimums
Credit n/p · Time in business 6 months · Revenue $10K/mo
Speed
24-48 hours
Fees
No fee amounts published. Site states only that 'all terms and costs are transparent' with 'no hidden fees'.
Collateral
Not required
Sources (1)
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
Monthly
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
Quick approvals often within a matter of days
Fees
No fee schedule published; site states only 'affordable financing without any hidden charges'.
Sources (1)
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
24-48 hours
Collateral
Not required
Sources (1)

Pages we read

  1. https://www.bridgecapfinancial.com
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