Lender profile

Expansion Capital Group

Direct funder Sioux Falls, SD Founded 2013 Checked Sep 30, 2026
Expansion Capital Group (ECG) provides working capital through a 3 to 12 month term finance product and revenue-based financing, with offers from $5,000 to $500,000, and also lists factoring and equipment leasing and refers SBA loans to lending partners. It asks for 6 months in business, $8,000 in monthly revenue, a 500+ FICO score and an active business checking account.
Heads up. ECG does not fund businesses based in North Dakota, and its product pages note that financing is not available in all states. It does not fund startups operating less than 6 months or businesses that have filed for bankruptcy or are considering it.

The open book

What Expansion Capital Group publishes, and what it doesn't

6 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$500K
Minimum credit score
500+
Minimum time in business
6 months
Minimum monthly revenue
$8,000
Speed, in its words
Same day

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Term length
  • Price (rate or factor) Not published
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Expansion Capital Group's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
$5K–$500K
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit 500+ · Time in business 6 months · Revenue $8K/mo
Not available in
ND
Sources (8)
Price not published
Amounts
$5K–$500K
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit 500+ · Time in business 6 months · Revenue $8K/mo
Not available in
ND
Sources (7)

Revenue-based financing

How revenue-based financing works
Price not published
Amounts
$5K–$500K
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit 500+ · Time in business 6 months · Revenue $8K/mo
Speed
same day
Not available in
ND
Sources (10)
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (1)
  • For businesses where a different product is a better fit, we also facilitate SBA loan referrals through lending partners.
    ecg.com/about-us · checked 2026-09-30
Price not published
Amounts
$5K–$500K
Price
Not published
Term
3–12 months
Repayment
Variable
Minimums
Credit 500+ · Time in business 6 months · Revenue $8K/mo
Speed
same day
Not available in
ND
Sources (12)

One application, many funders

Compare offers from multiple funders

Openbook matches your file with funders whose published criteria fit. You approve every funder before your file goes out, and every offer comes decoded.

  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.