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Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Lender profile

Lendistry

Direct funder Founded 2015 Checked Sep 30, 2026
Lendistry, which describes itself as a minority-led Community Development Financial Institution, offers fixed-rate business term loans and SBA 7(a) loans. It publishes a 620 minimum FICO score, amounts from $10,000 to $5,000,000 depending on the program, and requires a personal guaranty from every owner with 20% or more.
Visit lendistry.com Compare with similar funders
Heads up. SBA loans are limited to U.S. citizens or U.S. nationals, and Lendistry says lawful permanent residents are no longer eligible. The rates it shows are its lowest and are not available to all borrowers.

The open book

What Lendistry publishes, and what it doesn't

6 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$10K–$5M
Minimum credit score
620+
Minimum time in business
1 year
Minimum monthly revenue
Not published
Speed, in its words
Processing in 3 to 7 business days (term loans)

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Funding speed
  • Price (rate or factor)
  • Term length
  • Minimum revenue Not published
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Lendistry's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price published
Amounts
$10K–$5M
Price
Rate from 7.75%
Term
120–300 months
Repayment
—
Minimums
Credit 620+ · Time in business 2 years · Revenue n/p
Speed
Processing time of 5 to 20 business days (up to $350,000)
Fees
Origination fees and SBA guarantee fees may apply. No amounts are published.
Personal guarantee
Required
Sources (14)
Price published
Amounts
$10K–$350K
Price
Rate from 11.99%
Term
12–60 months
Repayment
Monthly
Minimums
Credit 620+ · Time in business 1 year · Revenue n/p
Speed
Processing time of 3 to 7 business days
Fees
Fees, including origination fees, may apply. No amounts are published.
Personal guarantee
Required
Sources (13)

Similar funders

Funders offering the same products

Balboa Capital

Bank
$20K–$5M620+ creditNo price

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

BlueBridge Funding

Broker
$50K–$200K550+ creditNo price

Bluevine

Online lender
Up to $500K625+ creditPrice published

BriteCap Financial

Direct funder
$5K–$5M550+ creditNo price

Clarify Capital

Broker
$5K–$5M500+ creditPrice published

Pages we read

  1. https://lendistry.com/
  2. https://lendistry.com/business-lending/
  3. https://lendistry.com/sba/
  4. https://lendistry.com/about/
  5. https://lendistry.com/contact/
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Lendistry here doesn't mean it works with Openbook.

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