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Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Lender profile

Merk Funding

Not stated Brooklyn, NY Checked Sep 10, 2026
Merk Funding offers merchant cash advances, lines of credit, term loans, SBA loans, equipment financing and invoice factoring to small businesses. Its site advertises funding of $5,000 to $950,000 and requires at least 3 months in business. It says it can approve in as little as 2 hours and fund the same day.
Visit merkcapfunding.com Compare with similar funders
Heads up. Its homepage advertises 24-hour approval, while its FAQ says it can approve and fund in as little as 2 hours. Its About page describes the business as a small business funding marketplace.

The open book

What Merk Funding publishes, and what it doesn't

4 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$950K
Minimum credit score
Not published
Minimum time in business
3 months
Minimum monthly revenue
Not published
Speed, in its words
Same day (approval in 2 hours)

The ledger

  • Funding amounts
  • Minimum time in business
  • Funding speed
  • Fees
  • Minimum credit score Not published
  • Minimum revenue Not published
  • Price (rate or factor) Not published
  • Term length Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Merk Funding's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business 3 months · Revenue n/p
Speed
As little as 2 hours; funding done same day
Fees
$0 Upfront Cost
Sources (1)
  • Lines of credit, Equipment financing, Term loans, SBA loans, Invoice/AR factoring, Merchant advance
    merkcapfunding.com/faqs · checked 2026-09-10
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business 3 months · Revenue n/p
Speed
As little as 2 hours; funding done same day
Fees
$0 Upfront Cost
Sources (1)
  • Merchant Cash Advance (Revenue-based funding), Invoice Factoring, Equipment Financing & Business Loans
    merkcapfunding.com/about-us · checked 2026-09-10
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business 3 months · Revenue n/p
Speed
As little as 2 hours; funding done same day
Fees
$0 Upfront Cost
Sources (1)
  • Lines of credit, Equipment financing, Term loans, SBA loans, Invoice/AR factoring, Merchant advance
    merkcapfunding.com/faqs · checked 2026-09-10

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
$5K–$950K
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business 3 months · Revenue n/p
Speed
As little as 2 hours; funding done same day
Fees
$0 Upfront Cost
Sources (1)
  • Get $5,000 to $950,000 ... $0 Upfront Cost ... 24 Hour Approval
    merkcapfunding.com · checked 2026-09-10
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business 3 months · Revenue n/p
Fees
$0 Upfront Cost
Sources (1)
  • Lines of credit, Equipment financing, Term loans, SBA loans, Invoice/AR factoring, Merchant advance
    merkcapfunding.com/faqs · checked 2026-09-10
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business 3 months · Revenue n/p
Speed
As little as 2 hours; funding done same day
Fees
$0 Upfront Cost
Sources (1)
  • Lines of credit, Equipment financing, Term loans, SBA loans, Invoice/AR factoring, Merchant advance
    merkcapfunding.com/faqs · checked 2026-09-10

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Pages we read

  1. https://www.merkcapfunding.com
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Merk Funding here doesn't mean it works with Openbook.

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