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Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Lender profile

NewtekOne

Bank Boca Raton, FL Founded 1998 Checked Sep 30, 2026
NewtekOne is a financial holding company whose subsidiary, Newtek Bank, N.A., makes business term loans of $5,000 to $15 million with amortization of up to 25 years and no balloon payments. It also originates SBA 7(a) and SBA 504 loans, offers revolving lines of $50,000 to $5 million secured by receivables or inventory, and sells card processing through Newtek Payments. Its lending pages publish amounts and terms but no rates or eligibility minimums.
Visit newtekone.com Compare with similar funders
Heads up. Its pages disagree on the shortest term loan (5 years on one page, 10 years of amortization on others). Term loans may be issued by Newtek Bank or by a NewtekOne non-bank subsidiary.

The open book

What NewtekOne publishes, and what it doesn't

3 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$15M
Minimum credit score
Not published
Minimum time in business
Not published
Minimum monthly revenue
Not published
Speed, in its words
Funds in weeks for lines of credit

The ledger

  • Funding amounts
  • Funding speed
  • Term length
  • Minimum credit score Not published
  • Minimum time in business Not published
  • Minimum revenue Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

NewtekOne's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
$50K–$5M
Price
Not published
Term
12–12 months
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
Funds in weeks
Collateral
Required
Sources (9)
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
Next day funding
Fees
No processing rates or monthly fees are published. A zero-cost option passes a technology fee on card sales to the customer.
Sources (4)
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (3)
Price not published
Amounts
$5K–$15M
Price
Not published
Term
Up to 300 months
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (8)

Similar funders

Funders offering the same products

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

BlueBridge Funding

Broker
$50K–$200K550+ creditNo price

Bluevine

Online lender
Up to $500K625+ creditPrice published

BriteCap Financial

Direct funder
$5K–$5M550+ creditNo price

Clarify Capital

Broker
$5K–$5M500+ creditPrice published

Credibly

Direct funder
$5K–$10M550+ creditPrice published

Pages we read

  1. https://www.newtekone.com/
  2. https://www.newtekone.com/about/
  3. https://www.newtekone.com/contact/
  4. https://www.newtekone.com/newtek-lending/
  5. https://www.newtekone.com/newtek-lending/term-loans/
  6. https://www.newtekone.com/newtek-lending/lines-of-credit/
  7. https://www.newtekbank.com/
  8. https://www.newtekbank.com/business-lending/
  9. https://ir.newtekone.com/news-releases/news-release-details/newtekone-inc-reports-2q26-basic-and-diluted-eps-048-and-047
  10. https://www.newtekone.com/blog/sba-titan-newtekone-expands-its-alternative-loan-portfolio/
  11. https://www.newtekone.com/newtek-payments/payment-processing/
  12. https://www.newtekone.com/newtek-payments/zero-cost-processing/
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing NewtekOne here doesn't mean it works with Openbook.

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