OpenbookCapital
Check my options

How we work

How it worksEvery step and how long it takes The Openbook StandardWhat we promise on every offer

Company

About Openbook PartnersRefer clients, or fund with us Careers

Get in touch

Contact Request a callPick a time that suits you
We're a broker, not a lender

Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

Read the standard

Lender profile

RTS Financial

Direct funder Overland Park, KS Checked Sep 30, 2026
RTS buys freight invoices from trucking companies, advancing more than 90% of each invoice within 24 hours and paying the balance, minus a fee, once the customer pays. It also factors invoices for staffing and oilfield businesses and offers truck and trailer financing to its factoring clients.
Visit rtsinc.com Compare with similar funders
Heads up. RTS publishes no factoring rate, and its online calculator shows estimates only. Truck and trailer financing is available only to RTS factoring clients.

The open book

What RTS Financial publishes, and what it doesn't

1 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
Not published
Minimum credit score
Not published
Minimum time in business
Not published
Minimum monthly revenue
Not published
Speed, in its words
24 hours or less

The ledger

  • Funding speed
  • Funding amounts Not published
  • Minimum credit score Not published
  • Minimum time in business Not published
  • Minimum revenue Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Term length Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

RTS Financial's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Sources (1)
  • We offer simple interest loans on new purchases, refinances and Equipment Finance Agreements.
    rtsinc.com/resources/faqs · checked 2026-09-30
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit n/p · Time in business n/p · Revenue n/p
Speed
24 hours or less
Fees
A 'small fee' is deducted from the remaining balance once the customer pays; the freight factoring page promises 'zero hidden fees'. No fee amount or rate is published.
Sources (5)

Similar funders

Funders offering the same products

1West

Marketplace
$5K–$10M500+ creditPrice published

Alternative Funding Group

Direct funder
$5K–$500KCredit n/pNo price

Amerifi Capital

Direct funder
From $25KCredit n/pNo price

Big Think Capital

Broker
$10K–$5M550+ creditPrice published

BlueBridge Funding

Broker
$50K–$200K550+ creditNo price

Clarify Capital

Broker
$5K–$5M500+ creditPrice published

Pages we read

  1. https://rtsinc.com/
  2. https://rtsinc.com/trucking-services/freight-factoring
  3. https://www.rtsinc.com/product/factoring-services
  4. https://rtsinc.com/lp/factoring
  5. https://rtsinc.com/resources/faqs
  6. https://rtsinc.com/resources/about-us
  7. https://rtsinc.com/invoice-factoring/staffing
  8. https://rtsinc.com/trucking-services/equipment-financing
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing RTS Financial here doesn't mean it works with Openbook.

One application, many funders

Compare offers from multiple funders

Openbook matches your file with funders whose published criteria fit. You approve every funder before your file goes out, and every offer comes decoded.

Check my options Request a call
  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.