Lender profile

United First Capital Experts

Direct funder Long Island City, NY Founded 2023 Checked Sep 10, 2026
United First Capital Experts is a Long Island City, New York company that describes itself as a direct funder of merchant cash advances and also offers MCA reverse consolidation. Its stated minimums are a 500 FICO score, 6 months in business and $15,000 in monthly deposits. It advertises approvals in 2 hours and same-day funding.

The open book

What United First Capital Experts publishes, and what it doesn't

4 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
Not published
Minimum credit score
500+
Minimum time in business
6 months
Minimum monthly revenue
$15,000
Speed, in its words
Same day (approvals in 2 hours)

The ledger

  • Minimum credit score
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Funding amounts Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Term length Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

United First Capital Experts's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
Not published
Price
Not published
Term
Not published
Repayment
—
Minimums
Credit 500+ · Time in business 6 months · Revenue $15K/mo
Speed
Same or Next Day funding
Sources (1)
  • Our minimum requirements are $15,000 in deposits per month; 500 FICO score; at least 6 months in business
    ufcapitalexperts.com/about-us · checked 2026-09-10

Pages we read

  1. https://ufcapitalexperts.com
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