Head to head · Term loans
Biz2Credit vs Lendio
Biz2Credit is a direct funder based in New York, NY; Lendio is a lending marketplace based in Lehi, UT. Both offer term loans, revenue-based financing, lines of credit and working capital. Everything below comes from each funder's own website, with the date we checked it on each profile.
Side by side
- Type
- Direct funder
- Amounts
- $25K–$2M
- Min. credit
- 575+
- Time in business
- 1 year
- Min. revenue
- Not published
- Price
- Not published
- Speed
- Decision as fast as 24 hours
- Type
- Marketplace
- Amounts
- $1K–$10M
- Min. credit
- 500+
- Time in business
- 3 months
- Min. revenue
- $2,500/mo
- Price
- Rate from 8% Working capital
- Speed
- As soon as 24 hours
What's different
The differences that change your decision
Funding amounts
Biz2Credit: $25,000 to $2 million. Lendio: $1,000 to $10 million.
Published minimums
Biz2Credit lists a 575 credit score and 1 year in business. Lendio lists a 500 credit score, 3 months in business and $2,500 a month in revenue.
Price
Biz2Credit: no price published. Lendio: a rate from 8% on working capital.
Product range
Only Lendio lists SBA loans, equipment financing and invoice factoring.
Which fits
Choose based on your file
Biz2Credit may fit if
Consider Biz2Credit if its published criteria match your file and its products fit what the money is for.
Full Biz2Credit profileLendio may fit if
Consider Lendio if your credit score is between 500 and 575, you've been in business at least 3 months but less than 1 year and you need more than $2 million.
Full Lendio profileWhichever you're considering, compare the dollar cost and estimated APR of real offers, not the published minimums. Compare offers side by side.
One application, many funders
Get offers from both, and more
Apply once. We match you with funders whose criteria fit, you approve each one, and every offer comes decoded side by side.
- About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
- 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
- You approve every funder before your file goes out. No cost to apply, and no obligation to accept.