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Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Head to head · Working capital

Credibly vs Fora Financial

Both publish a price, which few funders we track do. Here's how the rest of their terms compare.

Credibly is a direct funder; Fora Financial is a direct funder based in New York, NY. Both offer working capital, merchant cash advances, lines of credit and equipment financing. Everything below comes from each funder's own website, with the date we checked it on each profile.

Side by side

Credibly

Type
Direct funder
Amounts
$5K–$10M
Min. credit
550+
Time in business
6 months
Min. revenue
$20,000/mo
Price
Factor from 1.11 Merchant cash advance
Speed
As fast as 4 hours after approval

Fora Financial

Type
Direct funder
Amounts
$5K–$1.5M
Min. credit
570+
Time in business
6 months
Min. revenue
Not published
Price
Factor 1.13–1.50 Working capital
Speed
As little as 24 hours
From each funder's own website. Research, not partnerships. Both offer: working capital, merchant cash advance, business line of credit, equipment financing, term loans, sba loans.

What's different

The differences that change your decision

Funding amounts

Credibly: $5,000 to $10 million. Fora Financial: $5,000 to $1.5 million.

Published minimums

Credibly lists a 550 credit score, 6 months in business and $20,000 a month in revenue. Fora Financial lists a 570 credit score and 6 months in business.

Price

Credibly: a factor rate from 1.11 on merchant cash advances. Fora Financial: a factor rate of 1.13 to 1.50 on working capital.

Product range

Only Fora Financial lists revenue-based financing.

Which fits

Choose based on your file

Credibly may fit if

Consider Credibly if your credit score is between 550 and 570 and you need more than $1.5 million.

Full Credibly profile

Fora Financial may fit if

Consider Fora Financial if you need revenue-based financing.

Full Fora Financial profile

Whichever you're considering, compare the dollar cost and estimated APR of real offers, not the published minimums. Compare offers side by side.

One application, many funders

Get offers from both, and more

Apply once. We match you with funders whose criteria fit, you approve each one, and every offer comes decoded side by side.

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  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.