Head to head · Term loans

Kapitus vs National Funding

Kapitus publishes a price. National Funding doesn't, so an offer is the only way to know its cost.

Kapitus is a direct funder; National Funding is a direct funder based in San Diego, CA. Both offer term loans, equipment financing and invoice factoring. Everything below comes from each funder's own website, with the date we checked it on each profile.

Side by side

Kapitus

Type
Direct funder
Amounts
$5K–$7M
Min. credit
650+
Time in business
2 years
Min. revenue
Not published
Price
Rate from 7.5% Equipment financing
Speed
As little as 24 hours

National Funding

Type
Direct funder
Amounts
$6K–$500K
Min. credit
Not published
Time in business
6 months
Min. revenue
Not published
Price
Not published
Speed
As fast as 24 hours
From each funder's own website. Research, not partnerships. Both offer: term loans, equipment financing, invoice factoring.

What's different

The differences that change your decision

Funding amounts

Kapitus: $5,000 to $7 million. National Funding: $6,000 to $500,000.

Published minimums

Kapitus lists a 650 credit score and 2 years in business. National Funding lists 6 months in business.

Price

Kapitus: a rate from 7.5% on equipment financing. National Funding: no price published.

Product range

Only Kapitus lists lines of credit, revenue-based financing and SBA loans and only National Funding lists working capital.

Which fits

Choose based on your file

Kapitus may fit if

Consider Kapitus if you need more than $500,000, you want a published price before you apply and you need lines of credit.

Full Kapitus profile

National Funding may fit if

Consider National Funding if you've been in business at least 6 months but less than 2 years and you need working capital.

Full National Funding profile

Whichever you're considering, compare the dollar cost and estimated APR of real offers, not the published minimums. Compare offers side by side.

One application, many funders

Get offers from both, and more

Apply once. We match you with funders whose criteria fit, you approve each one, and every offer comes decoded side by side.

  • About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
  • 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.