Head to head · Term loans
National Funding vs OnDeck
National Funding is a direct funder based in San Diego, CA; OnDeck is a direct funder. Both offer term loans. Everything below comes from each funder's own website, with the date we checked it on each profile.
Side by side
- Type
- Direct funder
- Amounts
- $6K–$500K
- Min. credit
- Not published
- Time in business
- 6 months
- Min. revenue
- Not published
- Price
- Not published
- Speed
- As fast as 24 hours
- Type
- Direct funder
- Amounts
- $5K–$400K
- Min. credit
- 625+
- Time in business
- 1 year
- Min. revenue
- Not published
- Price
- Average APR 53.2% Term loan
- Speed
- As soon as the same day
What's different
The differences that change your decision
Funding amounts
National Funding: $6,000 to $500,000. OnDeck: $5,000 to $400,000.
Published minimums
National Funding lists 6 months in business. OnDeck lists a 625 credit score and 1 year in business.
Price
National Funding: no price published. OnDeck: an average APR of 53.2% on term loans.
Product range
Only National Funding lists working capital, equipment financing and invoice factoring and only OnDeck lists lines of credit.
Which fits
Choose based on your file
National Funding may fit if
Consider National Funding if you've been in business at least 6 months but less than 1 year, you need more than $400,000 and you need working capital.
Full National Funding profileOnDeck may fit if
Consider OnDeck if you want a published price before you apply and you need lines of credit.
Full OnDeck profileWhichever you're considering, compare the dollar cost and estimated APR of real offers, not the published minimums. Compare offers side by side.
One application, many funders
Get offers from both, and more
Apply once. We match you with funders whose criteria fit, you approve each one, and every offer comes decoded side by side.
- About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
- 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
- You approve every funder before your file goes out. No cost to apply, and no obligation to accept.