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Funders make the credit decisions. We compare their offers and show you what each one costs. Funders pay us when a deal funds, never you upfront.

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Head to head · Term loans

OnDeck vs Bluevine

Both publish a price, which few funders we track do. Here's how the rest of their terms compare.

OnDeck is a direct funder; Bluevine is an online lender based in Jersey City, NJ. Both offer term loans and lines of credit. Everything below comes from each funder's own website, with the date we checked it on each profile.

Side by side

OnDeck

Type
Direct funder
Amounts
$5K–$400K
Min. credit
625+
Time in business
1 year
Min. revenue
Not published
Price
Average APR 53.2% Term loan
Speed
As soon as the same day

Bluevine

Type
Online lender
Amounts
Up to $500K
Min. credit
625+
Time in business
1 year
Min. revenue
$10,000/mo
Price
Rate from 7.8% Line of credit
Speed
Within 24 hours of approval
From each funder's own website. Research, not partnerships. Both offer: term loans, business line of credit.

What's different

The differences that change your decision

Funding amounts

OnDeck: $5,000 to $400,000. Bluevine: up to $500,000.

Published minimums

OnDeck lists a 625 credit score and 1 year in business. Bluevine lists a 625 credit score, 1 year in business and $10,000 a month in revenue.

Price

OnDeck: an average APR of 53.2% on term loans. Bluevine: a rate from 7.8% on lines of credit.

Product range

Only Bluevine lists SBA loans.

Which fits

Choose based on your file

OnDeck may fit if

Consider OnDeck if its published criteria match your file and its products fit what the money is for.

Full OnDeck profile

Bluevine may fit if

Consider Bluevine if you need more than $400,000 and you need SBA loans.

Full Bluevine profile

Whichever you're considering, compare the dollar cost and estimated APR of real offers, not the published minimums. Compare offers side by side.

One application, many funders

Get offers from both, and more

Apply once. We match you with funders whose criteria fit, you approve each one, and every offer comes decoded side by side.

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  • You approve every funder before your file goes out. No cost to apply, and no obligation to accept.