Lender profile

Biz Capital Miami

Direct funder Miami, FL Checked Sep 10, 2026
Biz Capital Miami is a Miami, Florida company that describes itself as a direct merchant cash advance funder built for brokers. Advances run from $5,000 to $200,000, and it requires 6 months in business with no minimum FICO score. Its homepage headline says funding can take as little as 74 minutes.
Heads up. It lists Texas-based businesses, trucking and construction among its restrictions. Its speed figures vary by page: 74 minutes in the homepage headline, about 87 minutes elsewhere on the homepage and in its FAQ, and a 2-hour decision turnaround on its partner page.

The open book

What Biz Capital Miami publishes, and what it doesn't

4 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
$5K–$200K
Minimum credit score
Not published
Minimum time in business
6 months
Minimum monthly revenue
Not published
Speed, in its words
As little as 74 minutes

The ledger

  • Funding amounts
  • Minimum time in business
  • Funding speed
  • Excluded industries
  • Minimum credit score Not published
  • Minimum revenue Not published
  • Price (rate or factor) Not published
  • Fees Not published
  • Term length Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Biz Capital Miami's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
$5K–$200K
Price
Not published
Term
Not published
Repayment
Variable
Minimums
Credit n/p · Time in business 6 months · Revenue n/p
Speed
As little as 74 minutes
Not available in
TX
Industries excluded
Trucking, Construction
Sources (1)
  • $5,000 - $200,000 | Term up to 40 weeks | Funding up to 140% of monthly revenue | 6 months in business minimum | $50K annual revenue minimum | No minimum FICO
    bizcapitalmiami.com · checked 2026-09-10

Pages we read

  1. https://bizcapitalmiami.com
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Biz Capital Miami here doesn't mean it works with Openbook.

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