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Lender profile

Merit Business Funding

Direct funder Founded 2022 Checked Sep 10, 2026
Merit Business Funding offers a revenue advance, which buys a share of future sales at a discount and collects a percentage of daily or weekly sales, and says it is owned by a bank. Advances go up to $500,000, with minimums of a 575 guarantor FICO score, 12 months in business and $20,000 in monthly deposits. It says funding arrives within 1 business day of receiving the application and supporting documents.
Visit meritbusinessfunding.com Compare with similar funders

The open book

What Merit Business Funding publishes, and what it doesn't

6 of 9 things a business owner needs to compare offers are on its website.

Published

Amounts
Up to $500K
Minimum credit score
575+
Minimum time in business
1 year
Minimum monthly revenue
$20,000
Speed, in its words
Within one business day

The ledger

  • Funding amounts
  • Minimum credit score
  • Minimum time in business
  • Minimum revenue
  • Funding speed
  • Term length
  • Price (rate or factor) Not published
  • Fees Not published
  • Excluded industries Not published
Loosest published figure across its products, from its own website. Details by product below.

By product

Merit Business Funding's products, as published

Open “Sources” under any product to see the exact wording and the page it came from.

Merchant cash advance

How merchant cash advance works
Price not published
Amounts
Up to $500K
Price
Not published
Term
3–12 months
Repayment
Variable
Minimums
Credit 575+ · Time in business 1 year · Revenue $20K/mo
Speed
Within one business day
Collateral
Not required
Personal guarantee
Not required
Sources (1)
  • Funding up to $500,000! ... short-term basis (3-12 months) ... Monthly Deposit Minimum: $20,000 ... Minimum Guarantor FICO: 575
    meritbusinessfunding.com · checked 2026-09-10

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1st Alliance Group

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Advantage Merchant Funding

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Alternative Funding Group

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Amerifi Capital

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Belltower Funding

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Not publishedCredit n/pPrice published

Pages we read

  1. https://www.meritbusinessfunding.com/
Spotted something out of date? Funders and owners can send a correction with a link to where it's published. Listing Merit Business Funding here doesn't mean it works with Openbook.

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