Lender directory
Business funders, and what each one actually publishes
Amounts, minimums, speed and price for 90 funders, lenders and marketplaces, taken from their own websites with the date we checked. Research, not partnerships.
- Funders tracked
- 90
- Product listings
- 263
- Publish a price
- 42 of 263
- Dated source quotes
- 984
| Funder | Offers | Amounts | Min. credit | Time in business | Min. revenue | Price | Compare |
|---|---|---|---|---|---|---|---|
1WestMarketplace |
Working capital, Line of credit +3 more | $5K–$10M | 500+ | 1 year | Not published | Rate from 6%Line of credit | |
501 AdvanceDirect funder |
Card processing, Line of credit +1 more | Not published | Not published | Not published | Not published | Not published | |
Advantage Merchant FundingNew York, NY |
Line of credit, Merchant cash advance +1 more | Not published | Not published | Not published | Not published | Not published | |
American ExpressBank · New York, NY |
Line of credit | $2K–$250K | 660+ | 1 year | $3K/mo | Fee 0.55%–1.55%Line of credit · monthly fee on the amount borrowed | |
Amerifi CapitalDirect funder · Miami, FL |
Equipment financing, Invoice factoring +3 more | From $25K | Not published | Not published | Not published | Not published | |
Backd Business FundingAustin, TX |
Working capital, Line of credit +1 more | $10K–$2M | 650+ | 1 year | $100K/mo | Not published | |
Big Think CapitalBroker · Melville, NY |
Equipment financing, Invoice factoring +5 more | $10K–$5M | 550+ | 3 months | $10K/mo | Fee 1%–5%Invoice factoring · of invoice value | |
Birkin CapitalNew York, NY |
Asset-based lending, Equipment financing +4 more | Up to $2M | Not published | Not published | Not published | Not published | |
Biz2CreditDirect funder · New York, NY |
Term loan, Revenue-based financing +2 more | $25K–$2M | 575+ | 1 year | Not published | Not published | |
Bizcap USDirect funder · Miami, FL |
Line of credit, Revenue-based financing | Up to $2M | 550+ | 1 year | $20K/mo | Not published | |
Blade FundingDirect funder · Aventura, FL |
Line of credit, Term loan | Up to $250K | Not published | Not published | Not published | Not published | |
BlueBridge FundingBroker |
Equipment financing, Invoice factoring +5 more | $50K–$200K | 550+ | 6 months | $10K/mo | Not published | |
BluevineOnline lender · Jersey City, NJ |
Line of credit, Term loan +1 more | Up to $500K | 625+ | 1 year | $10K/mo | Rate from 7.8%Line of credit | |
BriteCap FinancialDirect funder · Las Vegas, NV |
Equipment financing, Line of credit +3 more | $5K–$5M | 550+ | 2 years | Not published | Not published | |
ByzFunderDirect funder · New York, NY |
Line of credit, Merchant cash advance +1 more | $5K–$500K | 525+ | 1 year | $20K/mo | Rate from 2.99%Term loan · basis not stated | |
Clarify CapitalBroker · New York, NY |
Term loan, Line of credit +4 more | $5K–$5M | 500+ | 6 months | $10K/mo | APR from 6%Term loan | |
CrediblyDirect funder |
Working capital, Merchant cash advance +4 more | $5K–$10M | 550+ | 6 months | $20K/mo | Factor from 1.11Merchant cash advance | |
Fora FinancialDirect funder · New York, NY |
Term loan, Revenue-based financing +5 more | $5K–$1.5M | 570+ | 6 months | Not published | Factor 1.13–1.50Working capital | |
FundboxOnline lender · Dallas, TX |
Line of credit | Up to $250K | 500+ | Not published | Not published | Not published | |
Greenbox CapitalDirect funder · Miami, FL |
Merchant cash advance, Working capital +2 more | From $3K | 500+ | 5 months | $10K/mo | Factor 1.10–1.50Merchant cash advance | |
Idea FinancialDirect funder |
Line of credit, Term loan | Up to $350K | 650+ | 3 years | $15K/mo | Not published | |
| Line of credit, Merchant cash advance +1 more | Not published | Not published | Not published | Not published | Not published | ||
IOU FinancialDirect funder · Atlanta, GA |
Term loan, Working capital +3 more | $15K–$10M | 600+ | 1 year | $10K/mo | Rate 1.5%–4%Term loan · per month | |
KapitusDirect funder |
Term loan, Line of credit +5 more | $5K–$7M | 650+ | 2 years | Not published | Rate from 7.5%Equipment financing | |
LendioMarketplace · Lehi, UT |
Line of credit, Term loan +5 more | $1K–$10M | 500+ | 3 months | $2.5K/mo | Rate from 8%Working capital | |
Merk FundingBrooklyn, NY |
Equipment financing, Invoice factoring +4 more | $5K–$950K | Not published | 3 months | Not published | Not published | |
National Business CapitalMarketplace · Hauppauge, NY |
Term loan, Line of credit +4 more | $250K–$15M | 600+ | 1 year | Not published | Rate 2%–20%Equipment financing · plus possible fees | |
Nationwide Capital SolutionsStaten Island, NY |
Line of credit, Merchant cash advance +3 more | From $10K | Not published | Not published | Not published | Not published | |
NewtekOneBank · Boca Raton, FL |
Term loan, Line of credit +2 more | $5K–$15M | Not published | Not published | Not published | Not published | |
OnDeckDirect funder |
Term loan, Line of credit | $5K–$400K | 625+ | 1 year | Not published | Average APR 53.2%Term loan | |
Rapid FinanceDirect funder |
Term loan, Merchant cash advance +4 more | $500–$10M | Not published | Not published | Not published | Not published | |
Reliant FundingDirect funder |
Merchant cash advance, Line of credit +1 more | Up to $2M | 525+ | 6 months | Not published | Not published | |
ROK FinancialBroker · Great River, NY |
Term loan, Line of credit +6 more | $10K–$5M | 500+ | 4 months | $10K/mo | Not published | |
Shopify CapitalPayment platform |
Working capital, Line of credit | Up to $2M | Not published | Not published | Not published | Not published | |
SmartBizBank · Northbrook, IL |
SBA loan, Term loan +1 more | $50K–$350K | Not published | 3 years | Not published | Rate from 10.99%Term loan | |
South End CapitalDirect funder · St. Cloud, MN |
Asset-based lending, Equipment financing +4 more | $1K–$5M | 650+ | 6 months | $14K/mo | Rate from 8.77%Term loan | |
Spartan Capital GroupDirect funder · Hazlet, NJ |
Equipment financing, Invoice factoring +4 more | $5K–$500K | 500+ | 1 year | $10K/mo | Factor 1.10–1.40Merchant cash advance | |
Stripe CapitalPayment platform |
Merchant cash advance, Working capital +1 more | Not published | Not published | Not published | Not published | Not published | |
True Advance FundingClifton, NJ |
Invoice factoring, Line of credit +3 more | $5K–$500K | Not published | 1 year | $10K/mo | Not published | |
Uplyft CapitalDania Beach, FL |
Merchant cash advance, Line of credit +3 more | $5K–$5M | Not published | Not published | Not published | Not published | |
VOX FundingNew York, NY |
Invoice factoring, Line of credit +2 more | $5K–$1.5M | 600+ | 1 year | $10K/mo | Rate from 5%Line of credit · interest-only for 6 months |
Lists
Sorted by what funders publish
No rankings bought or guessed. Each list is a filter over the published data, with its method stated.
Funders that publish their price
Most funders keep factor rates and APRs off their websites. These put a number in writing.
Lowest published credit score minimums
Funders that state a minimum personal credit score, lowest first.
Funders that accept businesses under 1 year old
Published time-in-business minimums of 11 months or less, shortest first.
Lowest published revenue minimums
For smaller businesses: funders that state a monthly revenue floor, lowest first.
Largest published funding amounts
Funders that publish a maximum amount, largest first.
Merchant cash advance funders
Every funder we track that offers a merchant cash advance, with what each publishes.
Funders that advertise same-day funding
Their words, quoted. Same-day funding depends on documents, cutoffs and your bank.
Financing from payment and commerce platforms
Shopify, Square, PayPal, Stripe and similar: offers made to their own merchants.
Popular head-to-heads
Bitty Advance vs LendiniBiz2Credit vs LendioBluevine vs FundboxCAN Capital vs OnDeckClarify Capital vs LendioCredibly vs Fora FinancialCredibly vs Forward FinancingFora Financial vs Forward FinancingForward Financing vs National FundingGreenbox Capital vs CrediblyIOU Financial vs OnDeckIdea Financial vs Bluevine
Method
How we research funders
If a funder publishes it, we record it with a quote and a link. If it doesn't, we say so.
- Figures come only from the funder's own website: product pages, requirements and FAQs.
- Each figure carries a verbatim quote, a source link and the date we checked it.
- When a funder's own pages disagree, we leave the field blank and describe the conflict.
- Illustrations (“for example, 1.25”) are not treated as published prices.
- No funder pays to be listed. A “Partner” badge appears only where a signed agreement exists.
- We don't estimate, average or guess anything a funder hasn't published.
Show the numbers
| Item | Funders that publish it | Share |
|---|---|---|
| Funding speed | 79 | 88% |
| Funding amounts | 70 | 78% |
| Minimum time in business | 51 | 57% |
| Term length | 46 | 51% |
| Minimum credit score | 39 | 43% |
| Minimum revenue | 35 | 39% |
| Price (rate or factor) | 26 | 29% |
| Fees | 22 | 24% |
| Excluded industries | 14 | 16% |
Only 26 of 90 publish a price. Source: Openbook research of each funder's own website, with dated quotes on every profile.
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