Lender directory
Business funders, and what each one actually publishes
- Funders tracked
- 90
- Product listings
- 263
- Publish a price
- 42 of 263
- Dated source quotes
- 984
| Funder | Offers | Amounts | Min. credit | Time in business | Min. revenue | Price | Compare |
|---|---|---|---|---|---|---|---|
1st Alliance GroupAventura, FL |
Merchant cash advance, Revenue-based financing +1 more | Not published | Not published | Not published | Not published | Not published | |
Accord Business FundingDirect funder · Houston, TX |
Merchant cash advance | $5K–$150K | Not published | Not published | Not published | Not published | |
Advantage Merchant FundingNew York, NY |
Line of credit, Merchant cash advance +1 more | Not published | Not published | Not published | Not published | Not published | |
Alternative Funding GroupDirect funder · Fort Lauderdale, FL |
Asset-based lending, Equipment financing +5 more | $5K–$500K | Not published | Not published | Not published | Not published | |
Amerifi CapitalDirect funder · Miami, FL |
Equipment financing, Invoice factoring +3 more | From $25K | Not published | Not published | Not published | Not published | |
Belltower FundingDirect funder · NJ |
Merchant cash advance | Not published | Not published | Not published | Not published | Factor from 1.27Merchant cash advance | |
Big Think CapitalBroker · Melville, NY |
Equipment financing, Invoice factoring +5 more | $10K–$5M | 550+ | 3 months | $10K/mo | Fee 1%–5%Invoice factoring · of invoice value | |
Birkin CapitalNew York, NY |
Asset-based lending, Equipment financing +4 more | Up to $2M | Not published | Not published | Not published | Not published | |
Bitty AdvanceFort Lauderdale, FL |
Merchant cash advance, Revenue-based financing +2 more | Not published | 500+ | 6 months | $5K/mo | Not published | |
Biz Capital MiamiDirect funder · Miami, FL |
Merchant cash advance | $5K–$200K | Not published | 6 months | Not published | Not published | |
BlueBridge FundingBroker |
Equipment financing, Invoice factoring +5 more | $50K–$200K | 550+ | 6 months | $10K/mo | Not published | |
Bridgecap FinancialDirect funder · North York, Ontario, Canada |
Asset-based lending, Merchant cash advance +2 more | $5K–$250K | Not published | 6 months | $10K/mo | Not published | |
ByzFunderDirect funder · New York, NY |
Line of credit, Merchant cash advance +1 more | $5K–$500K | 525+ | 1 year | $20K/mo | Rate from 2.99%Term loan · basis not stated | |
CashableDirect funder · Brooklyn, NY |
Merchant cash advance | $10K–$500K | Not published | Not published | $25K/mo | Not published | |
Clarify CapitalBroker · New York, NY |
Term loan, Line of credit +4 more | $5K–$5M | 500+ | 6 months | $10K/mo | APR from 6%Term loan | |
CrediblyDirect funder |
Working capital, Merchant cash advance +4 more | $5K–$10M | 550+ | 6 months | $20K/mo | Factor from 1.11Merchant cash advance | |
Fenix Capital FundingDirect funder · Brooklyn, NY |
Merchant cash advance, MCA consolidation | From $7.5K | 500+ | 9 months | $10K/mo | Not published | |
Fora FinancialDirect funder · New York, NY |
Term loan, Revenue-based financing +5 more | $5K–$1.5M | 570+ | 6 months | Not published | Factor 1.13–1.50Working capital | |
Fortress Funding GroupCoral Springs, FL |
Asset-based lending, Card processing +2 more | Not published | Not published | Not published | Not published | Not published | |
Forward FinancingDirect funder · Boston, MA |
Revenue-based financing, Merchant cash advance +2 more | $5K–$500K | 500+ | 1 year | $10K/mo | Not published | |
Greenbox CapitalDirect funder · Miami, FL |
Merchant cash advance, Working capital +2 more | From $3K | 500+ | 5 months | $10K/mo | Factor 1.10–1.50Merchant cash advance | |
Highland Hill CapitalPompano Beach, FL |
Equipment financing, Merchant cash advance | Not published | Not published | Not published | Not published | Not published | |
| Line of credit, Merchant cash advance +1 more | Not published | Not published | Not published | Not published | Not published | ||
Kalamata Capital GroupDirect funder |
Merchant cash advance | Up to $750K | Not published | Not published | Not published | Not published | |
Legend FundingDirect funder · Miami, FL |
Equipment financing, Merchant cash advance +3 more | $20K–$3M | Not published | 3 months | $20K/mo | Not published | |
LendiniDirect funder · Bensalem, PA |
Merchant cash advance, Revenue-based financing | $5.1K–$300K | Not published | 3 months | $10K/mo | Not published | |
Merit Business FundingDirect funder |
Merchant cash advance | Up to $500K | 575+ | 1 year | $20K/mo | Not published | |
Merk FundingBrooklyn, NY |
Equipment financing, Invoice factoring +4 more | $5K–$950K | Not published | 3 months | Not published | Not published | |
National Business CapitalMarketplace · Hauppauge, NY |
Term loan, Line of credit +4 more | $250K–$15M | 600+ | 1 year | Not published | Rate 2%–20%Equipment financing · plus possible fees | |
Nationwide Capital SolutionsStaten Island, NY |
Line of credit, Merchant cash advance +3 more | From $10K | Not published | Not published | Not published | Not published | |
Pearl CapitalDirect funder |
Merchant cash advance | Up to $1M | Not published | 3 months | Not published | Not published | |
Rapid FinanceDirect funder |
Term loan, Merchant cash advance +4 more | $500–$10M | Not published | Not published | Not published | Not published | |
Reliant FundingDirect funder |
Merchant cash advance, Line of credit +1 more | Up to $2M | 525+ | 6 months | Not published | Not published | |
ROK FinancialBroker · Great River, NY |
Term loan, Line of credit +6 more | $10K–$5M | 500+ | 4 months | $10K/mo | Not published | |
Smart Step FundingDirect funder · Boca Raton, FL |
Merchant cash advance, Revenue-based financing | $5K–$300K | Not published | 1 year | $4K/mo | Not published | |
Spartan Capital GroupDirect funder · Hazlet, NJ |
Equipment financing, Invoice factoring +4 more | $5K–$500K | 500+ | 1 year | $10K/mo | Factor 1.10–1.40Merchant cash advance | |
Stripe CapitalPayment platform |
Merchant cash advance, Working capital +1 more | Not published | Not published | Not published | Not published | Not published | |
The Smarter MerchantDirect funder · New York City, NY |
Merchant cash advance | $5K–$500K | Not published | Not published | Not published | Not published | |
Total Merchant ResourcesDirect funder · Piscataway, NJ |
Merchant cash advance | $5K–$1M | Not published | 2 months | Not published | Not published | |
True Advance FundingClifton, NJ |
Invoice factoring, Line of credit +3 more | $5K–$500K | Not published | 1 year | $10K/mo | Not published | |
TVT CapitalDirect funder · New York, NY |
Merchant cash advance, Working capital +3 more | Not published | Not published | 3 months | $75K/mo | Not published | |
United First Capital ExpertsDirect funder · Long Island City, NY |
Merchant cash advance, MCA consolidation | Not published | 500+ | 6 months | $15K/mo | Not published | |
Uplyft CapitalDania Beach, FL |
Merchant cash advance, Line of credit +3 more | $5K–$5M | Not published | Not published | Not published | Not published |
Lists
Sorted by what funders publish
Funders that publish their price
Most funders keep factor rates and APRs off their websites. These put a number in writing.
Lowest published credit score minimums
Funders that state a minimum personal credit score, lowest first.
Funders that accept businesses under 1 year old
Published time-in-business minimums of 11 months or less, shortest first.
Lowest published revenue minimums
For smaller businesses: funders that state a monthly revenue floor, lowest first.
Largest published funding amounts
Funders that publish a maximum amount, largest first.
Merchant cash advance funders
Every funder we track that offers a merchant cash advance, with what each publishes.
Funders that advertise same-day funding
Their words, quoted. Same-day funding depends on documents, cutoffs and your bank.
Financing from payment and commerce platforms
Shopify, Square, PayPal, Stripe and similar: offers made to their own merchants.
Popular head-to-heads
Method
How we research funders
- Figures come only from the funder's own website: product pages, requirements and FAQs.
- Each figure carries a verbatim quote, a source link and the date we checked it.
- When a funder's own pages disagree, we leave the field blank and describe the conflict.
- Illustrations (“for example, 1.25”) are not treated as published prices.
- No funder pays to be listed. A “Partner” badge appears only where a signed agreement exists.
- We don't estimate, average or guess anything a funder hasn't published.
Show the numbers
| Item | Funders that publish it | Share |
|---|---|---|
| Funding speed | 79 | 88% |
| Funding amounts | 70 | 78% |
| Minimum time in business | 51 | 57% |
| Term length | 46 | 51% |
| Minimum credit score | 39 | 43% |
| Minimum revenue | 35 | 39% |
| Price (rate or factor) | 26 | 29% |
| Fees | 22 | 24% |
| Excluded industries | 14 | 16% |
Only 26 of 90 publish a price. Source: Openbook research of each funder's own website, with dated quotes on every profile.
One application, many funders
Let funders compete for your file
Apply once. We match you with funders whose published criteria fit, name each one for your approval, and decode every offer.
- About 3 minutes. No SSN and no bank login to start, so checking doesn't affect your credit.
- 4 months of bank statements. A specialist contacts you within 1 business day and asks for them through a secure link.
- You approve every funder before your file goes out. No cost to apply, and no obligation to accept.